Free Tools & Calculators for South Africans
Free tools and calculators for South Africans: compare bank fees, medical aid, fibre and mobile data, car vs Uber costs, fuel rewards and more. No signup.
Every tool on this page was built to answer a specific question South Africans ask, from whether you will save more with Uber than owning a car, to which DNS resolver is actually fastest on your connection.
Tax & Grants
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Property & Investing
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Costs & Insurance
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Banking
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Connectivity
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Sport
Plan which South African cycling race to enter, from your first 28km to a 1000km Karoo ultra. Filter the calendar by discipline (road, mountain bike, gravel), time of year, province and how big a commitment you want, then match each race to your level. Honest cut-off times and effort notes on every event, the detail other race lists skip.
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Plan which South African running race to enter, from a free weekly parkrun to the 90km Comrades. Filter the calendar by surface (road or trail), distance, province and time of year, then match each race to your level. Every event tells you whether you need a qualifier or a licence and how tight the cut-off is, the detail other race lists skip.
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Follow South African schoolboy rugby across the whole year, the Easter festivals like Wildeklawer and Kearsney, the great traditional derbies from Grey College and Affies to the Paarl rivals, and the FNB Youth Weeks topped by Craven Week. Filter by type of event, time of year, province or your own school, and see where to watch each one on SuperSport Schools.
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Work out the average pace you need for any Comrades medal, from Vic Clapham to Wally Hayward, set a goal finish time with a halfway target, or estimate your finish from a recent race result. Built for the 2026 Up Run from Durban to Pietermaritzburg, the 99th Comrades on 14 June 2026.
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All upcoming games for the Springboks, Bulls, Stormers, Sharks and Lions, across URC, Champions Cup, Nations Championship, Tests and more. Filter by competition or team.
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All upcoming games for Bafana Bafana, Mamelodi Sundowns, Orlando Pirates, Kaizer Chiefs and more, across the World Cup, PSL, MTN8, Nedbank Cup and AFCON qualifiers. Filter by competition, type or team.
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All upcoming games for the Proteas and CSA franchise teams, covering Tests, ODIs and T20s both international and domestic. Filter by format, type or team.
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All upcoming games for the SPAR Proteas and the Telkom Netball League franchises, plus the Commonwealth Games and international test series. Filter by competition or team, with calendar export.
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Health
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A directory of keto and low-carb friendly doctors, dietitians, and certified coaches across South Africa. Organised by province so you can find someone near you. Covers Western Cape, Gauteng, KwaZulu-Natal, and Eastern Cape.
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Enter your baby's date of birth and get the full South African (EPI-SA) immunisation schedule turned into real calendar dates. See exactly when each clinic visit falls, which vaccines are given that day, and which one is coming up next. Tick off each dose as it is done, and print or save the list for the clinic card. You can also add the upcoming visits to your phone calendar, with an offline reminder set for the morning before each one. Switch on the commonly recommended private extras, such as chickenpox, hepatitis A, flu and the meningococcal vaccines. And if your child has fallen behind, a second toggle checks which doses may be overdue for their age.
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Search for your condition, or browse common conditions by body system, and find out whether it is a Prescribed Minimum Benefit or one of the 26 Chronic Disease List conditions, and exactly what your medical scheme must pay for by law. Every scheme has to cover these in full, on every plan, paid from the risk pool and not your savings. There is also a checklist to spot when a scheme is short-changing you, and the steps to complain to the Council for Medical Schemes.
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Belong to a medical aid? SARS gives you money back, and there are two credits, not one. This tool works out both. The first, the medical scheme fees tax credit, is a fixed amount for every person on your scheme, whatever plan you are on, and it shows straight away. The second, the additional medical expenses credit, is the one most people never claim, for years when contributions ran high or you paid big bills out of your own pocket, and it is far more generous from age 65 or where there is a disability in the family. Pick your tax year, 2026 or 2027, add your details, and it gives you the figures, then warns you honestly when a credit is bigger than the tax you actually owe, since a credit is never paid out as a refund on its own.
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Work out your due date and see how far along you are, from the first day of your last period, a due date you already have, or a dating scan, then turn it into your actual South African antenatal clinic visits on real dates, using the public sector BANC+ schedule. It lays out all eight contacts, the booking visit and the follow ups at 20, 26, 30, 34, 36, 38 and 40 weeks, with a short plain note on what happens at each, the booking bloods, the repeat tests, the check that baby is head down. Tick each visit off, add them to your phone calendar with a reminder the day before, and print the plan for your clinic card. There is a clear danger-signs list too, the things that mean you should go to the clinic the same day. When baby arrives, the immunisation schedule tool takes over.
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See where your child sits on the growth charts, using the same World Health Organization standards behind South Africa's Road to Health book. Enter your child's sex, date of birth and what you measured, weight, length or height, or head circumference, and it gives you the percentile in plain language, for any age from birth to five years. It shows where they sit between the 3rd and 97th percentile lines, gives the median for their age to compare against, and gently flags when a reading is far enough outside the usual range to be worth showing your clinic. Just as useful, it explains what the number actually means, since a low or high percentile is so often misread, and reminds you that the line your child follows over time matters far more than any single reading.
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Travel & Motoring
South Africa is switching to the AARTO demerit points system, where every traffic offence adds points to your licence and enough points get it suspended. This tool lets you build a scenario from common offences, a speeding band, a skipped robot, a missing licence card, and watch a live meter add up the points against the 15-point limit. It tells you whether you are still safe or heading for a suspension, and how many months that suspension would last, because the rule is three months for every point over the limit. It also explains how points are added, how a clean record clears them at one point every three months, and when the system is expected to start. It is an educational guide, not a lookup of your real record, and nothing you enter leaves your browser.
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What should your car licence disc renewal actually cost? There is no single national fee, each province sets its own and it rises with how heavy your car is, so the same vehicle costs a different amount to licence from one province to the next. Pick your province, type in your tare weight, the empty weight printed on your disc and RC1, and this free tool gives you the annual fee plus the RTMC transaction fee. Add your expiry date and it also works out what you owe if the disc has already lapsed, with the 21 day grace period, the arrears and the 10 percent per month penalty all laid out, and it can drop a renewal reminder into your calendar so you are never caught late again. The late figure is a close estimate to confirm at the counter, and nothing you enter leaves your browser.
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Selling a car privately gets you a better price than a trade-in, but it hands you all the paperwork a dealer would normally handle. This tool asks about your outstanding finance and your roadworthy status, then builds a personalised checklist covering the settlement letter, the roadworthy certificate, and the Notification of Change of Ownership, the yellow form, with its 21 day deadline. A second tab generates an actual voetstoots sale agreement, fill in both parties' details, the vehicle's VIN and engine number, the price and any known defects, and it produces a printable document with a proper voetstoots clause, including the two limits people usually get wrong. There is also a blunt warning about the fake proof-of-payment scam that catches out private sellers. Nothing you type is sent anywhere, including the ID numbers.
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Find a campsite close enough for a real weekend in the bush. Tell it whether you are leaving from Joburg or Pretoria and how far you want to drive, then filter by the kind of place you fancy, a Big 5 reserve, a mountain with rock pools, a river for rafting, a dam for watersports, or a hot springs family resort, plus whether you need a power point or somewhere that suits young kids. Every site is one I checked, with honest notes on what it is really like, the drive time from both cities and a link straight to the official booking page.
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Want the most time off for the fewest leave days? South Africa has a handful of public holidays that sit just one or two working days from a weekend, and bridging them turns an ordinary weekend into a long break. This planner ranks the smartest leave plays for 2026 and 2027, shows exactly which days to book and how many days off you end up with, and lets you send each plan straight to your calendar. It handles the tricky rules for you, moving Sunday holidays to the Monday and flagging the Saturday ones you simply lose, and it even includes the likely 4 November 2026 election day with an honest reminder to confirm it first. New Optimise my year mode goes further, taking your whole leave allowance for a year and working out the exact dates to book, whether you want one long holiday, as many long weekends as possible, or a balanced mix, and it plans around any blackout dates you cannot take off.
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Thinking of moving somewhere better in South Africa without leaving the country? This finder ranks real semigration towns against what actually matters to you, a well run municipality, affordable housing, closeness to a big-city job market, good private healthcare, reliable water and a nearby airport, then shows the evidence behind each one. Governance uses the latest Auditor-General audit outcome for each town's municipality, the distances to the nearest city, airport and private hospital are worked out for you, and for crime it links you straight to the live police station data rather than inventing a score. Set your priorities and it builds your shortlist, with an honest note on the catch for every town.
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Flying out of OR Tambo and not sure whether to take the Gautrain, to drive and pay for long stay parking, or to grab an Uber? It is harder to work out than it sounds, because the train charges every passenger a separate fare while driving and parking is one price for the whole car, and an Uber is its own thing again, so the cheaper option flips with how many of you are going and how long you will be away. This calculator does the full sum all three ways, the petrol there and back plus the real ACSA parking tariff, every train fare plus the cost of getting to the station, and an Uber both ways, then tells you which wins, by how much, and the trip length where it would flip. It uses the official Gautrain fares and OR Tambo parking rates, flags the quirk that makes four days of parking cheaper than three, and is honest about the things money does not show, like the train not running late at night.
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Farming
How many cattle, sheep or goats can your farm actually carry without wearing the veld down? This calculator starts from the Department of Agriculture's own hectares per Large Stock Unit figures, driven by your veld type, grassveld, bushveld or Karoo, rather than a single national average that is wrong for most of the country. It then lets you adjust honestly for how your veld condition and the season are actually looking, because the official figures assume veld in good condition and a below average rainfall year needs a lower number. Mixed herds of cattle, sheep and goats are converted onto one Large Stock Unit scale, and the result keeps a recommended stocking figure, with a buffer for a dry year, separate from the maximum ceiling you should never cross. It is a planning estimate, not a substitute for your district's legally gazetted grazing capacity figure.
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Most borehole tools online only price the drilling and the pump, then stop, leaving out the electricity bill that ends up costing far more over the years. This calculator works out what your pump actually costs to run, in rands per month and rands per 1 000 litres, on Eskom's Ruraflex or Landrate tariffs. Ruraflex charges up to four times more at peak times than off-peak, so the tool shows exactly what you would save by shifting pumping to off-peak hours and whether your tank is big enough to make that switch practical. Also covers cost to irrigate a given area, and a diesel generator comparison for backup power.
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How many bags do you need, and are you actually getting value for money? This calculator works in elemental N, P and K, the South African way, not the oxide form (PβOβ , KβO) that international calculators use and that quietly leads you to over-apply phosphorus and potassium. Put in your product, area, rate and bag size and it gives you the bags to buy, the total kilograms and the cost, plus what that feeds into the soil. The number that earns its keep is cost per kilogram of nutrient, which is how you tell whether urea or LAN is really the cheaper nitrogen once you look past the bag price. A second tab checks a multi-product plan against your soil test target, met, short or over on each nutrient. It turns a rate you already have into bags and cost, it does not invent a recommendation, that still needs a soil test.
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Most lime calculators are built for an American or British buffer pH test that a South African soil lab report never gives you. Here agronomists work in percentage acid saturation instead, and this tool uses the Cedara method, well documented and widely used in KwaZulu-Natal, to turn your soil test figures into a lime requirement, or you can enter a figure you already have and skip the estimate. A 2017 Stellenbosch University study found South Africa's competing lime methods can disagree by two to ten times on the same soil, so an accredited lab's own figure always wins over this calculator's estimate. The part that actually decides which lime to buy is cost per effective tonne, price adjusted for CCE% and delivery, since two limes at the same price rarely deliver the same neutralising value and cartage often costs as much as the lime itself. Also gives a dolomitic versus calcitic recommendation from your soil magnesium.
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Length times width times depth, the sum most people reach for, overstates what a real dam holds, because actual farm dams have sloped earth banks, not vertical box walls. This calculator uses the same shape-correction formulas Australian agricultural authorities publish and use themselves, checked here against their own worked examples, across three shape modes, a simple dam, a valley or gully dam, or one you've measured with depth soundings yourself. Volume is only half the story, though. South Africa's open-water evaporation is often severe, sometimes the biggest loss on a dam, so the tool works that out from your dam's real surface area and a regional figure, adds whatever you're drawing for stock, irrigation or the house, and tells you honestly how many days that water actually lasts. Also flags dams large enough to need Department of Water and Sanitation registration.
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Split one block into a grid of camps and multiply the number of camps by one perimeter, and you'll overorder wire and posts by 25% or more, because the fence between two neighbouring camps is shared, it only gets built once. This calculator works out that real shared length first, whether you're subdividing a block, fencing standalone camps, or already know your total run, then applies South Africa's own fencing standards for post spacing, dropper counts and strand numbers by fence type, cattle, sheep, mixed stock, jackal-proof or a proper game fence by species group. Strainer and corner posts, which cost several times what a standard post does, are split out from the cheaper standards in between, gates are worked in too, and everything lands in a materials and cost breakdown you can check a supplier's quote against.
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Business
Sole proprietor, Turnover Tax, or a registered company, which one actually pays you the most? A registered company's tax rate looks appealing next to personal income tax, but profit sitting inside a company is not yet your money, getting it out as a salary or dividend is taxed again. This calculator takes your turnover and expenses for 2026/27 and searches every salary-to-dividend split to find the one that puts the most real cash in your pocket, not just the lowest company tax bill, alongside the CIPC registration fee and when VAT becomes compulsory.
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A job advert says R15,000 a month, so that's what hiring them costs, right? Not quite. This calculator adds employer UIF, the Skills Development Levy, a Compensation Fund (COIDA) assessment for your industry, plus whatever pension, medical aid or 13th cheque you choose to offer, on top of a basic salary for 2026/27. Then it applies the Employment Tax Incentive, a PAYE saving for hiring someone 18 to 29 that most cost-to-hire calculators leave out entirely, and shows the true cost per productive day once leave and public holidays are accounted for.
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Every provisional tax calculator splits your estimate in half for the August and February IRP6 payments. This one also checks whether the estimate you're about to declare would protect you from SARS's 20% underestimation penalty, either through your "basic amount" safe harbour or the 90%/80%-of-actual test, and shows the exact rand exposure if it wouldn't. Compare paying safe against paying your honest estimate, see the R1 million cliff where the basic amount stops helping, and export the deadlines to your calendar.
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Most compliance calendars show every CIPC, SARS and UIF deadline to everyone. This one asks whether you're a sole proprietor, a trust or a company, VAT registered, have employees, and builds a personalised list of only the deadlines that apply, each computed from the actual rule (including South Africa's public holidays), not copied from last year's article. Covers CIPC's Annual Return and Beneficial Ownership Declaration, ITR14 or ITR12T, provisional tax, VAT, EMP201/EMP501, COIDA and B-BBEE affidavit renewal, export any deadline, or the whole list, straight to your calendar.
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