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Free Tools & Calculators for South Africans

Free tools and calculators for South Africans: compare bank fees, medical aid, fibre and mobile data, car vs Uber costs, fuel rewards and more. No signup.

Free Tools and Calculators for South Africans, a grid of app icons for car costs, banking, data, fuel, medical aid and fixtures in SA flag colours.
Tools & Calculators | South Africa Facts

Every tool on this page was built to answer a specific question South Africans ask, from whether you will save more with Uber than owning a car, to which DNS resolver is actually fastest on your connection.

πŸ”’ All tools run entirely in your browser, nothing leaves your machine, no signup, no tracking.

Finance

πŸͺͺ SASSA Grant Eligibility Checker Finance
Not sure which SASSA grant you can get, or whether you earn too much to qualify? Answer a few simple questions and this free tool tells you which grant fits your situation, whether you are likely to qualify, what it pays, and exactly what to bring when you apply. It covers the Older Person's, Disability, Child Support, Foster Child, Care Dependency and Grant-in-Aid grants, plus the R370 SRD grant. Everything stays on your phone, and it never asks for your ID number.
Open the SASSA Grant Checker β†’
πŸ’¬ Discuss this tool on the forum
βš–οΈ Retrenchment & Severance Pay Calculator Finance
Losing your job, or staring at a retrenchment offer and not sure it adds up? This calculator works out the package the law actually owes you, built line by line the way the Basic Conditions of Employment Act does it. Severance pay of one week for every completed year, your notice pay, the leave you built up but never took, and a pro rata share of any guaranteed bonus, then a rough estimate of the UIF you can claim from the state on top. Put in your salary, how long you have worked there and why your job is ending, and see the minimum you should be paid before you sign anything. It even flags the gentler way a real severance lump sum is taxed, so your take home can be better than it first looks.
Open the Retrenchment Calculator β†’
πŸ’¬ Discuss this tool on the forum
Car vs Uber Finance
The old debate: is it cheaper to own a car or just Uber everywhere? This calculator breaks it down with real South African numbers, covering instalments, insurance, fuel, maintenance, depreciation, parking, the lot. Set your monthly kilometres, fuel price, and financing assumptions, and it will show you exactly where your money goes. If you are sitting on the fence about buying a second car or going car-free, start here.
Open Car vs Uber Calculator β†’
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Trip Fuel Cost Calculator Finance
Heading off on a road trip and want to know what it will cost before you go? Pick a common South African route or enter your own distance, choose your vehicle or your real consumption, and pick petrol or diesel. It works out the total fuel cost, the litres you will burn, the cost per kilometre, and what it comes to per person when you split it with passengers. Prices are the current AA pump prices, inland or coastal, refreshed every week, so the answer is always up to date.
Open Trip Fuel Cost Calculator β†’
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SA Toll Fees Calculator Finance
Planning a long drive and want the toll bill before you go? Pick a route like Joburg to Durban or Pretoria to Mbombela and it adds up every toll gate along the way, shows what each plaza costs for your vehicle class, whether that is a car, a bakkie, a bus or a truck, and totals it there and back. Switch on fuel to see the full cost of the drive, and where there is a genuine toll free alternative, like the Du Toitskloof Pass instead of the Huguenot Tunnel, it works out honestly whether the detour saves you money once the extra petrol and time are counted. Rates are the official SANRAL and TRAC fees for 2026.
Open SA Toll Fees Calculator β†’
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ZAR Currency Converter & Forex Fee Comparison Finance
Convert rands to any major currency and instantly see what each provider actually charges, with SA banks (FNB, Absa, Standard Bank, Nedbank), Wise, PayPal and forex bureΓ ux side by side. Most banks advertise β€œno transfer fee” but hide a 4 to 6% markup in the exchange rate. This calculator makes that visible so you can pick the cheapest option before sending money overseas or paying for a foreign subscription.
Open Currency Converter β†’
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SA Cash Investment Rate Comparison Finance
Compare interest rates across South Africa’s major banks and institutions, covering call accounts, notice deposits, fixed deposits from 7 days to 60 months, plus money market unit trusts. Enter your investment amount and instantly see who pays the most, how much you’ll earn per year, and which products you qualify for based on minimum deposits. Rates updated monthly from official bank sources.
Open Rate Comparison Tool β†’
πŸ’¬ Discuss this tool on the forum
Savings Interest Tax Calculator Finance
Most people do not realise the interest on their savings is taxed. This calculator applies the SARS interest exemption (R23,800 under 65, R34,500 from age 65) and your own tax rate to show the real return you keep after tax, the balance you can hold before any tax is due, and how it compounds over time. Pairs with the rate comparison tool above.
Open the Savings Interest Tax Calculator β†’
πŸ’¬ Discuss this tool on the forum
🐾 Compare Pet Insurance Finance
Vet bills for a sick or injured pet can run into tens of thousands of rands, and the cheapest premium is rarely the best cover. Pick the level of cover you want and what matters for your pet, and this tool compares South Africa’s main insurers (Oneplan, dotsure, MediPet, OUTsurance, Kido and Woolworths) on cover type, annual limits, waiting periods and excess. Because premiums are quoted per pet, it compares the cover that actually decides value, then links you to each insurer for a real quote, with no broker in between.
Open the Pet Insurance Comparison β†’
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β˜€οΈ Solar Savings & Payback Calculator Finance
Thinking about going solar, or staring at a quote that promises the world? This calculator gives you an honest payback, the optimistic figure an installer tends to quote alongside the realistic one you are actually likely to see, then shows exactly what eats the gap, the daytime power you waste, panel ageing, the battery you will replace one day, and the higher fixed charge some municipalities add once you go solar. Set your own tariff off your bill, your panel and battery size, and how much power you use in daylight, and it works out your payback, a twenty year cash flow, and how much of your own generation you really use. It is built to be honest about the numbers, not to sell you a system.
Open the Solar Savings Calculator β†’
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🩺 Compare Medical Aid Plans 2026 Health
Rank 61 medical aid plans from 10 SA schemes (Discovery, Bonitas, Momentum, Bestmed, Fedhealth, Medihelp, Medshield, Profmed, Genesis and GEMS) against your actual household profile. Four short steps and you get a best-fit recommendation with three alternatives, full reasoning, real 2026 contribution prices, no broker handoff. Every existing comparator on the market hides the numbers behind a phone-number form. This one does not.
Open the Medical Aid Comparison →
πŸ’¬ Discuss this tool on the forum

Banking

Debit Order Dispute Helper Banking
Money came off your account and you did not want it to? The right move is very different for a fraudulent debit you never agreed to, a subscription you want to stop, and a charge that is simply the wrong amount, and getting it wrong can cost you. Answer three quick questions and this tool gives you the exact steps, how to reverse it inside the new 60-day window, how to cancel it the right way instead of just reversing a debt you owe, how DebiCheck is different, and how to escalate to the National Financial Ombud for free if your bank will not help. Updated for the rule change of 13 April 2026.
Open the Debit Order Dispute Helper β†’
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Compare South African Bank Fees Banking
Every bank charges a fixed monthly fee plus a fee for almost everything else, so the cheapest bank genuinely depends on how you bank. Set your monthly habits, the cash you draw and deposit, your debit orders and your payments, and this tool ranks all seven main banks (Capitec, FNB, Absa, Nedbank, Standard Bank, TymeBank and Bank Zero) on what each would actually cost you. The fees come from the official 2026 pricing guides, and the rankings are sense checked against Solidarity’s independent report. Unlike a bank’s own comparison, this one is not trying to sell you anything.
Open the Bank Fee Comparison β†’
πŸ’¬ Discuss this tool on the forum
FNB Account Package Finder Banking
Choosing an FNB account used to mean weighing up fees, perks, and eBucks earning potential across half a dozen packages. This wizard simplifies the decision. Answer a few quick questions about how you bank, digital or branch, credit card or not, what you spend on groceries and fuel; it then recommends the package that maximises your eBucks value. Built for current Reward Level 5 earn rates across Aspire, Premier, Private Clients and Private Wealth.
Open FNB Package Finder β†’
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eBucks Fuel Rewards Calculator Banking
FNB eBucks members earn cash back on every litre of fuel at Engen, but the rate depends on your account package, reward level, how you pay, and whether you tick the WesBank and insurance bonus boxes. This calculator maps the full earn structure for Aspire, Premier, Private Clients and Private Wealth, including monthly caps. Plug in your litres and fuel type and see what you actually get back each month. No guesswork.
Open eBucks Fuel Calculator β†’
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SA Cash Investment Rate Comparison Finance
Compare interest rates across South Africa’s major banks and institutions, covering call accounts, notice deposits, fixed deposits from 7 days to 60 months, plus money market unit trusts. Enter your investment amount and instantly see who pays the most, how much you’ll earn per year, and which products you qualify for based on minimum deposits. Rates updated monthly from official bank sources.
Open Rate Comparison Tool β†’
πŸ’¬ Discuss this tool on the forum
Savings Interest Tax Calculator Finance
Most people do not realise the interest on their savings is taxed. This calculator applies the SARS interest exemption (R23,800 under 65, R34,500 from age 65) and your own tax rate to show the real return you keep after tax, the balance you can hold before any tax is due, and how it compounds over time. Pairs with the rate comparison tool above.
Open the Savings Interest Tax Calculator β†’
πŸ’¬ Discuss this tool on the forum

Connectivity

Network Inspector Network
Find out if you’re behind a NAT or CGNAT, or connecting to the internet with a direct public IP. The tool also shows your public IP address, IP type, and other network details, all fetched directly in your browser without sending any data to our servers.
Open Network Inspector β†’
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DNS Benchmark Network
Ever wondered if your internet could feel faster just by switching DNS providers? This tool tests Cloudflare, Google, Quad9, OpenDNS, AdGuard and more, right from your browser. It queries multiple resolvers in parallel and shows you which one is actually quickest at your location, on your connection, right now. Useful if you are trying to cut a few milliseconds off page loads or just curious whether your ISP’s default DNS is slowing you down.
Open DNS Benchmark β†’
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πŸ“± Compare Mobile Data Prices Tech
Prepaid data pricing is almost impossible to compare in your head, because every network packages data, validity and bonus gigs differently. Tell this tool how much data you use in a month and it instantly ranks the cheapest deal across Vodacom, MTN, Cell C, Telkom and the MVNOs Melon, AirMobile, Capitec Connect, FNB Connect and Nedbank Connect. It ranks on anytime data, shows Telkom's multi month bulk bundles separately with their true monthly cost, flags Melon's unlimited calls, and notes that Capitec Connect data never expires. Prices checked 30 May 2026.
Open the Data Comparison →
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πŸ“‘ Compare 5G & LTE Home Internet Deals Tech
If fibre cannot reach your home, 5G and LTE fixed wireless is the next best thing, but the deals are hard to compare because some are sold by speed and some by a monthly data amount, and the router cost is often hidden. Choose unlimited or a set data amount and this tool ranks the cheapest plan across rain, Vodacom, MTN, Telkom, Cool Ideas, Afrihost and Supersonic, showing the network behind each name, the contract, and the router cost. Prices checked 30 May 2026.
Open the Comparison →
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🌐 Compare Home Fibre Deals Tech
Fibre is sold in two layers, a network like Vumatel or Openserve owns the line to your home and a provider sells you a package over it, so the same speed costs a different amount on each network and the cheapest provider on one is not the cheapest on another. Pick your fibre network and the speed you want and this tool ranks the cheapest provider across Afrihost, MWEB, Webafrica, RSAWEB, Cool Ideas, RocketNet and Websquad, on the ongoing price you pay after any intro deal. It also includes Telkom Prepaid Fibre on Openserve, a no-contract option with no credit check for anyone who wants to skip the monthly debit order. Not sure of your network? An All networks view shows the cheapest deal on each one side by side. Prices checked 5 June 2026.
Open the Fibre Comparison →
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Sport

🚴 Find Your Next Cycling Race Sports

Plan which South African cycling race to enter, from your first 28km to a 1000km Karoo ultra. Filter the calendar by discipline (road, mountain bike, gravel), time of year, province and how big a commitment you want, then match each race to your level. Honest cut-off times and effort notes on every event, the detail other race lists skip.

Find a Race →
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πŸƒ Find Your Next Running Race Sports

Plan which South African running race to enter, from a free weekly parkrun to the 90km Comrades. Filter the calendar by surface (road or trail), distance, province and time of year, then match each race to your level. Every event tells you whether you need a qualifier or a licence and how tight the cut-off is, the detail other race lists skip.

Find a Race →
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πŸ‰ Schoolboy Rugby Calendar Sports

Follow South African schoolboy rugby across the whole year, the Easter festivals like Wildeklawer and Kearsney, the great traditional derbies from Grey College and Affies to the Paarl rivals, and the FNB Youth Weeks topped by Craven Week. Filter by type of event, time of year, province or your own school, and see where to watch each one on SuperSport Schools.

View the Calendar →
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πŸ… Comrades Marathon Pace & Medal Calculator Sports

Work out the average pace you need for any Comrades medal, from Vic Clapham to Wally Hayward, set a goal finish time with a halfway target, or estimate your finish from a recent race result. Built for the 2026 Up Run from Durban to Pietermaritzburg, the 99th Comrades on 14 June 2026.

Open the Calculator →
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πŸ‰ SA Rugby Fixtures 2026 Sports

All upcoming games for the Springboks, Bulls, Stormers, Sharks and Lions, across URC, Champions Cup, Nations Championship, Tests and more. Filter by competition or team.

View Fixtures
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⚽ SA Soccer Fixtures 2026 Sports

All upcoming games for Bafana Bafana, Mamelodi Sundowns, Orlando Pirates, Kaizer Chiefs and more, across the World Cup, PSL, MTN8, Nedbank Cup and AFCON qualifiers. Filter by competition, type or team.

View Fixtures
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🏏 SA Cricket Fixtures 2026 Sports

All upcoming games for the Proteas and CSA franchise teams, covering Tests, ODIs and T20s both international and domestic. Filter by format, type or team.

View Fixtures
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πŸ₯… SA Netball Fixtures 2026 Sports

All upcoming games for the SPAR Proteas and the Telkom Netball League franchises, plus the Commonwealth Games and international test series. Filter by competition or team, with calendar export.

View Fixtures
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Health

🩺 Compare Medical Aid Plans 2026 Health
Rank 61 medical aid plans from 10 SA schemes (Discovery, Bonitas, Momentum, Bestmed, Fedhealth, Medihelp, Medshield, Profmed, Genesis and GEMS) against your actual household profile. Four short steps and you get a best-fit recommendation with three alternatives, full reasoning, real 2026 contribution prices, no broker handoff. Every existing comparator on the market hides the numbers behind a phone-number form. This one does not.
Open the Medical Aid Comparison →
πŸ’¬ Discuss this tool on the forum
🩺 Keto & Low-Carb Doctors in SA Health

A directory of keto and low-carb friendly doctors, dietitians, and certified coaches across South Africa. Organised by province so you can find someone near you. Covers Western Cape, Gauteng, KwaZulu-Natal, and Eastern Cape.

Browse the Directory
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πŸ’‰ Child Immunisation Schedule Calculator Health

Enter your baby's date of birth and get the full South African (EPI-SA) immunisation schedule turned into real calendar dates. See exactly when each clinic visit falls, which vaccines are given that day, and which one is coming up next. Tick off each dose as it is done, and print or save the list for the clinic card. You can also add the upcoming visits to your phone calendar, with an offline reminder set for the morning before each one. Switch on the commonly recommended private extras, such as chickenpox, hepatitis A, flu and the meningococcal vaccines. And if your child has fallen behind, a second toggle checks which doses may be overdue for their age.

Open the Schedule Calculator →
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πŸ“‹ PMB & Chronic Condition Checker Health

Search for your condition, or browse common conditions by body system, and find out whether it is a Prescribed Minimum Benefit or one of the 26 Chronic Disease List conditions, and exactly what your medical scheme must pay for by law. Every scheme has to cover these in full, on every plan, paid from the risk pool and not your savings. There is also a checklist to spot when a scheme is short-changing you, and the steps to complain to the Council for Medical Schemes.

Open the PMB Checker →
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Travel

β›Ί Weekend Camping Near Joburg & Pretoria Travel

Find a campsite close enough for a real weekend in the bush. Tell it whether you are leaving from Joburg or Pretoria and how far you want to drive, then filter by the kind of place you fancy, a Big 5 reserve, a mountain with rock pools, a river for rafting, a dam for watersports, or a hot springs family resort, plus whether you need a power point or somewhere that suits young kids. Every site is one I checked, with honest notes on what it is really like, the drive time from both cities and a link straight to the official booking page.

Find a Campsite →
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πŸ—“οΈ Long Weekend Leave Planner 2026/27 Travel

Want the most time off for the fewest leave days? South Africa has a handful of public holidays that sit just one or two working days from a weekend, and bridging them turns an ordinary weekend into a long break. This planner ranks the smartest leave plays for 2026 and 2027, shows exactly which days to book and how many days off you end up with, and lets you send each plan straight to your calendar. It handles the tricky rules for you, moving Sunday holidays to the Monday and flagging the Saturday ones you simply lose, and it even includes the likely 4 November 2026 election day with an honest reminder to confirm it first. New Optimise my year mode goes further, taking your whole leave allowance for a year and working out the exact dates to book, whether you want one long holiday, as many long weekends as possible, or a balanced mix, and it plans around any blackout dates you cannot take off.

Open the Leave Planner →
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🧭 Semigration Town Finder Travel

Thinking of moving somewhere better in South Africa without leaving the country? This finder ranks real semigration towns against what actually matters to you, a well run municipality, affordable housing, closeness to a big-city job market, good private healthcare, reliable water and a nearby airport, then shows the evidence behind each one. Governance uses the latest Auditor-General audit outcome for each town's municipality, the distances to the nearest city, airport and private hospital are worked out for you, and for crime it links you straight to the live police station data rather than inventing a score. Set your priorities and it builds your shortlist, with an honest note on the catch for every town.

Open the Semigration Finder →
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πŸš„ Gautrain vs Driving vs Uber to OR Tambo Travel

Flying out of OR Tambo and not sure whether to take the Gautrain, to drive and pay for long stay parking, or to grab an Uber? It is harder to work out than it sounds, because the train charges every passenger a separate fare while driving and parking is one price for the whole car, and an Uber is its own thing again, so the cheaper option flips with how many of you are going and how long you will be away. This calculator does the full sum all three ways, the petrol there and back plus the real ACSA parking tariff, every train fare plus the cost of getting to the station, and an Uber both ways, then tells you which wins, by how much, and the trip length where it would flip. It uses the official Gautrain fares and OR Tambo parking rates, flags the quirk that makes four days of parking cheaper than three, and is honest about the things money does not show, like the train not running late at night.

Open the Gautrain vs Drive Calculator →
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SA Toll Fees Calculator Finance
Planning a long drive and want the toll bill before you go? Pick a route like Joburg to Durban or Pretoria to Mbombela and it adds up every toll gate along the way, shows what each plaza costs for your vehicle class, whether that is a car, a bakkie, a bus or a truck, and totals it there and back. Switch on fuel to see the full cost of the drive, and where there is a genuine toll free alternative, like the Du Toitskloof Pass instead of the Huguenot Tunnel, it works out honestly whether the detour saves you money once the extra petrol and time are counted. Rates are the official SANRAL and TRAC fees for 2026.
Open SA Toll Fees Calculator β†’
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Trip Fuel Cost Calculator Finance
Heading off on a road trip and want to know what it will cost before you go? Pick a common South African route or enter your own distance, choose your vehicle or your real consumption, and pick petrol or diesel. It works out the total fuel cost, the litres you will burn, the cost per kilometre, and what it comes to per person when you split it with passengers. Prices are the current AA pump prices, inland or coastal, refreshed every week, so the answer is always up to date.
Open Trip Fuel Cost Calculator β†’
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ZAR Currency Converter & Forex Fee Comparison Finance
Heading overseas or paying in a foreign currency? Convert rands to any major currency and instantly see what each provider actually charges, with SA banks (FNB, Absa, Standard Bank, Nedbank), Wise, PayPal and forex bureΓ ux side by side. Most banks advertise β€œno transfer fee” but hide a 4 to 6% markup in the exchange rate. This calculator makes that visible so you can pick the cheapest option before sending money overseas or buying travel money.
Open Currency Converter β†’
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